Tuesday, 17 September 2013

 Real Money Making Websites to Boost Online Business Opportunities





 

A Few Tips on Making Money from Websites Online

So many people want to work online from the comfort of their home but the scammers keep getting richer and we keep getting poorer trying to avoid the landmines and traps of the Internet. But, I've done a lot of research on this subject from the online paid surveys, to mystery shopping to trying to see if there's a real website you can just hook up with to generate some real cash and the answer is - nope. No matter what you want to do nothing is going to be easier. There just is no easy money online!
With that in mind, if you did or are planning to join any online money making website try to understand it might not have been a mistake and you might still be able to salvage something from your money and your time. The likelihood is slim, but you'll just have to follow their instructions and work like a madman to make it work. ( I would just cut the tie and invest the time in myself!)
Here's the biggest thing I've noticed about online money making websites which say they are online business opportunities - first, they are usually in the same format where there's a real long page with a lot of ridiculous touting of - you have to trust me - because if you don't trust me, it will never work. And no - I don't trust you. The other thing is they keep saying it's all free, blah, blah, blah or for a limited time only they are offering something at a ridiculously low price just to make sure the program falls into the right hands. At the end, it's the same credit card info and then they charge you. There's always a charge and that stinks especially after saying it's free with nothing out of pocket. A penny is out of pocket even if it is just one cent!
Here's the bottom line - the truth is you are the one who has to put together a money making website and with some tweaks, a little elbow grease and a shove in the right direction, there are a few legitimate places you can go for help.
My real boost came when I went to the The Keywords Academy site which gave me some valuable tools. I knew I would have to write articles. That's just a given and if you don't get that through your head now, you're done. No need to read the rest of this article.
Stop! Before we move on - I want to tell you why those "money making websites" and "online business opportunities" don't work. They market to so many people who will fail because of no follow through the only person making money is the site owner who makes the initial fee and moves to the next sucker. The other reason they don't work is because so many people have saturated the market with the same exact products it's just ridiculous. EBay is a perfect example of a saturated market for people who are "resellers" of the same old thing. They join a website, think they've got great products for drop shipping to customers only to find out some other pathetic loser lowered the prices, raised the shipping and now they can't compete at all.
Drop shipping businesses are not a good investment at all if they are a pre-set model. Just like Pre-Paid Legal Services, Amway and other money making ideas, there are just too many people trying to do the same thing.
With that being said, it is possible to use the model of some successful business and plug in your own twist. For example - there are literally millions of blogs and websites geared towards any one subject at any given time. The difference for some is their ability to get to the top and get noticed. They get the traffic which turns into cash.
If you understand how to get to the top with your own interest - you're very own interest - not your brother's or your friend's interest - you're very own - then you can make money for real. Back to the subject -
That's what The Keyword Academy did for me. First of all, they didn't ask me for money upfront. They didn't even lie to me and tell me - Hey - there's no money out of your pocket to us - you just have to pay $9.95 for shipping or whatever else they try to say to you. They really didn't have any upfront money costs. I could read what I wanted, see if it worked a little and then if I liked what I see, I could join their group. And I say group, because it's not really a site. It's a learning group with personal ability to tweak your own site according to personalized help. That's what I appreciated - the personalization and ability to ask real questions and get immediate answers (they promise within 24 hours or so, but the answers were faster.)
Next, they were realistic with what they said. They said it won't be overnight and nothing's easy, but they did give me the direction and tools to make my site useful and tailor it to the needs of my readers.
The point is - if you want any real money making websites, you need to build them yourself and take control of your own destiny and your income.
But - for those of you who think you're going to get rich fast by filling out online surveys and opinion polls, let me tell you - a penny for reading an email is great if you don't have anything else to do, but how many emails do you have to read to supplement your $1200 a month income ( and that's low, but hey - a lot of people make less than that!)
Do those calculations and it's a ton of emails to read with little return.
The best way I've found to actually take control of my own destiny and use any real online business opportunities is to write articles which I post on Associated Content and on my own site. Then post those links in Best Reviewer, Ezine Articles and other sites which could potentially earn money. I like Associated Content the best because it gives me money every day and as long as the Internet is alive and well, I will always make money.
I figure for a regular income, a person needs to have about 600 articles posted to the site with excellent content which can withstand the test of time and that will give you a good living. That would take about 2 years or so if you're dedicated. And so what if it does? It's a lot faster to put one article per day posted to the site than none at all and procrastinate.
I don't have that many articles online right now, but I can sure tell you the difference between this year and last year is significant as far as the volume of readers I have. I've got the statistics daily for each of my articles, all the sites they are posted on and I can monitor which subjects make more money. I write about things that are particularly interesting to myself and to those I think need the help.
The other tool I really like at The Keywords Academy which is their very own tool and more than any other reason for joining their "club" is the NicheRefinery tool they have. This tool saves me so much time I can't even begin to tell you how many hours I would have to spend just looking up effective keywords for my sites and articles. With this tool alone, it makes everything I do worth being a member of the site.
Here's how I use it - I get a thought in my head and then I want to look up Google Keywords through the AdWords site. So I get a whole bunch of keywords in about 10 minutes or so and I load them into the NicheRefinery tool. Then in a while (sometimes a couple days depending on the amount of words and the site load) it spits out a report on how much money that keyword is worth to me. Then, I can write articles which will attract attention picking up traffic to my articles and my site which in turn, make money online without having to redo the same thing over and over again.
Traffic + Keywords = $$ and that's a fact Jack!
Let's go back to joining some of these online business opportunities. Do you know how hard some of those folks work just to get traffic to their sites? The top guys are the ones who are usually real go getters and they recruit, recruit, recruit to get other people to work for them, but they are so used to working, they keep recruiting, recruiting, recruiting. They generate cash for a while, but the top people are the ones making all the money. It's just an MLM without saying it's an MLM.
So - my advice is to build your own little money making niche and work for yourself.
Just for your reference, there are also no "free money making websites" unless you count the free classifieds like Craigslist That is the real true site for listing things and getting them sold. Another similar site is BackPage.com They also have categories just like Craigslist.
The Craigslist money machine is one I've used several times. In fact, when I bought a storage unit, I used it to get rid of some items which made the expense of buying the stuff - free. Now that's a good deal!
Now, if you're looking for money making websites for sale - there are several sites which sell prebuilt websites which are real money making websites. Deal-A-Site.com, SecondWindMarketplace.com are all sites where people buy, sell and auction their money making websites. They tell you how much money per month these site bring in and you can also look to see what sites just sold for. This will give you some idea of what your site might be worth should you choose to build one instead of buy a money making website.
No matter which way you decide to go with your sites, you'll just need to remember fresh content with good information with links that really work are the best way to make sure your online business opportunities are created by you and keep generating a nice income for you and your family.
April LaJune is the author AprilPedia.com a website which discusses money making ideas, best ways to save money and working from home as well as jobs and job scams.
 

Tuesday, 10 September 2013

 

 

Tips for investing in stocks

 

 

Everything you need to know about investing in stocks.

1. Stocks aren't just pieces of paper.
When you buy a share of stock, you are taking a share of ownership in a company. Collectively, the company is owned by all the shareholders, and each share represents a claim on assets and earnings.
2. There are many different kinds of stocks.
The most common ways to divide the market are by company size (measured by market capitalization), sector, and types of growth patterns. Investors may talk about large-cap vs. small-cap stocks, energy vs. technology stocks, or growth vs. value stocks, for example.
3. Stock prices track earnings.
Over the short term, the behavior of the market is based on enthusiasm, fear, rumors and news. Over the long term, though, it is mainly company earnings that determine whether a stock's price will go up, down or sideways.
4. Stocks are your best shot for getting a return over and above the pace of inflation.
Since the end of World War II, through many ups and downs, the average large stock has returned close to 10% a year -- well ahead of inflation, and the return of bonds, real estate and other savings vehicles. As a result, stocks are the best way to save money for long-term goals like retirement.
5. Individual stocks are not the market.
A good stock may go up even when the market is going down, while a stinker can go down even when the market is booming.
6. A great track record does not guarantee strong performance in the future.
Stock prices are based on projections of future earnings. A strong track record bodes well, but even the best companies can slip.
7. You can't tell how expensive a stock is by looking only at its price.
Because a stock's value depends on earnings, a $100 stock can be cheap if the company's earnings prospects are high enough, while a $2 stock can be expensive if earnings potential is dim.
8. Investors compare stock prices to other factors to assess value.
To get a sense of whether a stock is over- or undervalued, investors compare its price to revenue, earnings, cash flow, and other fundamental criteria. Comparing a company's performance expectations to those of its industry is also common -- firms operating in slow-growth industries are judged differently than those whose sectors are more robust.
9. A smart portfolio positioned for long-term growth includes strong stocks from different industries.
As a general rule, it's best to hold stocks from several different industries. That way, if one area of the economy goes into the dumps, you have something to fall back on.
10. It's smarter to buy and hold good stocks than to engage in rapid-fire trading.
The cost of trading has dropped dramatically -- it's easy to find commissions for less than $10 a trade. But there are other costs to trading -- including mark-ups by brokers and higher taxes for short-term trades -- that stack the odds against traders. What's more, active trading requires paying close attention to stock-price fluctuations. That's not so easy to do if you've got a full-time job elsewhere. And it's especially difficult if you are a risk-averse person, in which case the shock of quickly losing a substantial amount of your own money may prove extremely nerve-wracking.

Monday, 2 September 2013

How to Make Money in the Stocks


Isn't earning a good return on our money a very essential
consideration? Yes I think most would agree. We want to
build our retirement money-machine because we all know
you need piles of the stuff and if we are going to enjoy
retirement then we better have a GOOD PLAN!

CONSIDERATIONS
Real Estate: You make your money when you buy!

Small Business: You make your money
when you sell your money-making system.

Shares: You make your money when you can!


My favourite game is playing the sharemarket and I will
admit to you from the start it's not always money in your
bank account - why? Simply because it's a game where the
one who who knows the most makes the money.

If you want to join me then start your education now! Learn
how, do the training and master your emotions you you will 
do well. 

LOOKING BACK

It wasn't till I lost my advisor that I really learned about
making money. Now I'm not saying sack your advisor - I would
never say that! You have to make your own decisions.

An advisor can tap into situations that you would not be aware
existed. You can also learn from them. Just be careful as to
who gives you advice and make your own decisions.


Don't trust anyone to make money for you. No one cares about
your money the way you do. Advisors in most cases are just
sales people who need to get clients so that they can pay their
bills. At the best of times you do not rate that highly in
their priorities. 

If you lose or win, it's nothing to them - they hope they will
still get to keep their jobs. It is easy to understand - make
them a lot of money and they might let you know what is
happening to your account, but this depends on who is more
important than you today. We all want advice and we all ask the
opinions of others, but don't become dependent on someone
solving your problems - you are alone! Now live with it! The
sooner you take full responsibility the better.

The people who make excellent returns are those that see
trading as a business and realize that they will always be a
pupil who needs to keep learning, be self-motivated and
resilient, because losing at some stage is inevitable. 

There are going to be more people that lose money than make
money. I have had strings of losses, where position after
position has had to be closed. Now you don't need that to
happen too many times to wipe out your capital. This is the
reason for keeping your positions small. You must decide how
much time you will be willing to invest to learn how to make
your fortune and keep it. The less time you're willing to
devote to learning, the less money you should put into the
sharemarket.

The gambler will eventually give his winnings back to the 
house because they do not have a plan and trading rules which
help them develop self-discipline. The most important quality
to develop if you seriously wish to be successful in the
sharemarket is self-discipline. Although this is easy to write
in words I assure you that developing personal discipline is
very hard and to carry out actions without involving emotion
can be next to impossible. We are often ruled by emotion and 
we hate to admit we have made a loss - thus, often we won't 
do what we should to rescue our remaining capital. This is 
how a little loss becomes a big loss over time.

Master yourself - your emotions will help you lose money. 
The more you think with your emotions and the more you make
decisions with your emotions, the more you will lose.

NO ONE CAN PREDICT WHAT WILL HAPPEN IN THE MARKET!

If anyone can predict with any accuracy it won't be you and 
if you must predict what is going to happen, don't put any
money on your bet. Next, if your broker could predict what 
was going to happen he/she would not be a broker - they would
be living the life of Riley. If the money is coming out of
the market then for god's sake take notice. This may be as
close as you get to insider trading.

The stockmarket is like a sport. Everyone wants to see the
great players and witness all the action, but not everyone 
is going to win the game. It is up to you to learn how to 
play the game. You need to learn the rules and learn the
tactics and strategies to help you score more goals.

There are many different plays you can make in the market, 
but learning the less risky plays and those that reduce risk
will make you more money.

Less risky to some......using options to make money

Examples might include:

1. Writing puts when the market is going up instead of
buying the stock. If you're exercised then you can decide
whether to buy the stock or act earlier to prevent the
exercise by closing out your put position when the put price
drops(buy the same put series and close it out).

2. Writing calls over your shares when it looks like the 
stock price is ready to fall.

3. Buy calls or puts depending on which way the market is
going. Up market might indicate buying a call to cature the
upside. A falling market may indicate buying a put to capture
the rising value created by people buying protection.

The first strategy many people will see as too risky, but it
really depends on your level of education in options, whether
you can handle the risk and how much spare cash you have to
meet your obligation if your puts are exercised. If the total
cost of exercise is $50 000 and you have the money then in the
case you do get exercised you will be able to buy the shares. 

Get protection for your shares

Buy Puts
Let's say you protect your position by buying a put, then if
the price drops you will cap your loss, or alternatively, you
could sell the put/s, which may result in a profit and thus
make up for any lost value in the share. Covering your position
may be an on-going requirement. There will always be a price to
pay - that's life!

Making money buying puts

Write Puts
If you write puts then you'll be obliged to buy the stock in
the event you are exercised and so having sufficient cash is
essential. You can also buy another series to cap your
potential loss to the spread between the two series.

If you wrote $10.00 puts and bought $9.50 puts your loss would
be partly covered by having that cover if the price drifted
lower.

So we can make what looks risky, less risky, by knowing more
about what is possible and then choosing our exit strategy. If
I am exercised my contingency plan might be to write calls over
my new shares and if I preferred, I could go back to put
writing, by letting myself be exercised. 

If I wanted to keep the shares then I would write calls that
are further out of the money. I can even buy calls in a
different series so that in the case the share price goes up I
capture some of the increase, or I can cancel the contract by
buying calls in the same series.

During May 2002 I used this same strategy with NCP. I wrote
puts at $12.50. I watched the share go down to $9.68. I let
myself be exercised and met my obligation by paying
$12.50/share - risky? You bet, because all the worst conditions
for put writing came together in June 2002, the month I wrote
puts. 

It fell to $8.44. NCP used to make up 10% of the Australian
All Ordinary Index, now it is an American stock(NWS),
so you could expect such an important stock will get serious
attention. However at the time big media companies were not 
the flavour of the month - all the flavours had turned sour!

Following the purchase of the stock I wrote covered calls.
There is nothing wrong with the strategy, but timing is your
most important variable - thus a contigency plan is required.
Keep in mind that 1 month in the market is a long time and 3
months is an eternity. Things can change very quickly from
panic to ecstacy for no apparent reason. Someone always raises
their hand with an explanation to satisfy the crowd - wouldn't
we be disappointed if someone couldn't tell us. I think
we'd probably get very worried!

Writing calls is a good idea when you think the stock price
will fall. My contingency in the event I was exercised was to
write calls and make up the difference I had lost - I didn't
intend buying back the calls, as I felt there was little risk
of losing the stock because the $10.50 level would remain out
of the money. 

The resulting action suggested that a better plan would have
been to buy/write regularly - buy the calls back sheep(cheap)
and write deer(expensive). Waiting first for the stock to peak
then writing the call.

I could have closed out my contract by purchasing puts in the
same series. I could have bought puts in another exercise price
series to cap my loss. I chose a different way and regretted my
choice. Holding the stock was not the easiest choice I could
have made and in fact it held me back from making a lot more money. 

Once I had the stock I had to protect it. If I then sold the
protection I could have found the stock slipping further in
value, so I kept the protection in place and missed the profit
as the stock moved back up. So even though I inially lost by
having been exercised I lost more by not being in a position 
to be more flexible. A further complication was my stock was
purchased with a margin loan.

What should I have done?

I could have sold the protection, made a profit and then
looked at buying the same protection cheaper. I could have 
done this at least 4 times in 4 months.


This brings us to the topic of increasing the flexibility of
our thinking.

If you make money only in one direction you will reduce your
trading results drastically. The market does not always go up!
Sometimes it goes down or moves sideways.

We all need to be on the right side of the market. Believe me
the alternative is no fun